:root{--navy:#102b46;--blue:#1769aa;--sky:#eaf5ff;--ink:#243447;--muted:#5b6b7a;--line:#dce6ef;--white:#fff;--pale:#f6f9fc;--green:#247b68;--shadow:0 12px 32px rgba(16,43,70,.08);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%}.container{width:min(1120px,calc(100% - 40px));margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:1rem;top:1rem;background:#fff;padding:1rem;z-index:100}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-weight:850;font-size:1.3rem;letter-spacing:-.04em;color:var(--navy)}.brand span{color:var(--blue)}nav{display:flex;align-items:center;gap:22px}nav a{font-size:.93rem;color:var(--ink);font-weight:600}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;padding:11px 17px;border-radius:999px;background:var(--blue);color:#fff;font-weight:700;border:1px solid var(--blue);text-decoration:none}.nav-cta:hover,.button:hover{background:var(--navy);color:#fff;text-decoration:none}.menu-toggle{display:none;border:1px solid var(--line);background:white;border-radius:10px;padding:9px 12px;font-size:1rem}
.hero{background:linear-gradient(135deg,#f5faff 0%,#e7f3ff 58%,#f8fbff 100%);padding:82px 0 76px;overflow:hidden}.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--blue);font-size:.78rem;font-weight:800;margin:0 0 14px}.hero h1{font-size:clamp(2.3rem,5vw,4.1rem);line-height:1.08;letter-spacing:-.055em;color:var(--navy);max-width:900px;margin:0 0 22px}.hero p{font-size:1.12rem;max-width:760px;color:#41566b;margin:0 0 28px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.button.secondary{background:#fff;color:var(--navy);border-color:#bfd1e1}.hero-note{font-size:.9rem!important;margin-top:20px!important;color:var(--muted)!important}
.section{padding:70px 0}.section.soft{background:var(--pale)}.section-head{max-width:780px;margin-bottom:32px}.section h2{font-size:clamp(1.7rem,3vw,2.5rem);line-height:1.2;letter-spacing:-.035em;color:var(--navy);margin:0 0 14px}.section-head p{color:var(--muted);margin:0;font-size:1.04rem}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:25px;background:#fff;box-shadow:0 2px 8px rgba(16,43,70,.025);display:flex;flex-direction:column;align-items:flex-start}.card h3{margin:0 0 10px;color:var(--navy);font-size:1.16rem;line-height:1.35}.card p{margin:0 0 18px;color:var(--muted);font-size:.97rem}.card .learn{margin-top:auto;font-weight:750}.icon-box{width:42px;height:42px;border-radius:12px;background:var(--sky);color:var(--blue);display:grid;place-items:center;font-weight:850;margin-bottom:18px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}.checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.check-item{padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff}.check-item h3{font-size:1rem;margin:0 0 6px;color:var(--navy)}.check-item p{font-size:.92rem;margin:0;color:var(--muted)}
.callout{background:var(--navy);color:#fff;padding:34px;border-radius:var(--radius)}.callout h2,.callout h3{color:#fff}.callout p{color:#dbe8f4}.callout a{color:#fff;text-decoration:underline}.pill-row{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px}.pill{border:1px solid #cadbea;background:#fff;border-radius:999px;padding:7px 12px;color:#36516b;font-size:.86rem;font-weight:650}
.content-hero{background:var(--sky);padding:62px 0 54px}.content-hero h1{font-size:clamp(2.2rem,4.5vw,3.5rem);line-height:1.1;letter-spacing:-.05em;color:var(--navy);max-width:900px;margin:0 0 18px}.content-hero p{font-size:1.08rem;max-width:800px;color:#40576d;margin:0}.article{max-width:850px;margin:0 auto}.article h2{font-size:1.65rem;color:var(--navy);line-height:1.25;margin:38px 0 12px}.article h3{color:var(--navy);margin:24px 0 8px}.article p,.article li{color:#405163}.article ul{padding-left:24px}.article li{margin:7px 0}.note{border-left:4px solid var(--blue);background:#f4f9fe;padding:18px 20px;margin:26px 0;border-radius:0 12px 12px 0}
.breadcrumb{font-size:.9rem;color:var(--muted);padding-top:22px}.breadcrumb a{color:var(--muted)}.cta-band{background:#edf6ff;border:1px solid #d4e8f8;border-radius:var(--radius);padding:30px;margin-top:38px}.cta-band h2{margin-top:0}.cta-band p{color:var(--muted)}.form{display:grid;gap:14px;max-width:760px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:grid;gap:6px}.field label{font-weight:700;font-size:.92rem;color:var(--navy)}.field input,.field select,.field textarea{width:100%;font:inherit;border:1px solid #cbd8e4;border-radius:10px;padding:12px 13px;background:#fff;color:var(--ink)}.field textarea{min-height:130px;resize:vertical}.form-help{font-size:.9rem;color:var(--muted)}
footer{background:#0d243a;color:#dce8f2;padding:42px 0 22px}footer .brand{color:#fff}footer .brand span{color:#7bc1ff}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:35px}footer p,footer li{color:#bdcbd8;font-size:.93rem}footer h3{font-size:.95rem;color:#fff;margin:0 0 12px}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}footer a{color:#dce8f2}.copyright{border-top:1px solid #294157;margin-top:30px;padding-top:18px;color:#aebfce;font-size:.85rem}
@media(max-width:850px){.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.two-col{grid-template-columns:1fr;gap:26px}.footer-grid{grid-template-columns:1fr 1fr}.nav{min-height:68px}nav{gap:14px}}
@media(max-width:650px){.container{width:min(100% - 28px,1120px)}.menu-toggle{display:block}nav{display:none;position:absolute;left:0;right:0;top:68px;padding:18px 22px 22px;background:#fff;border-bottom:1px solid var(--line);align-items:stretch;flex-direction:column;gap:14px}nav.open{display:flex}.nav-cta{align-self:flex-start}.hero{padding:58px 0}.section{padding:52px 0}.grid,.checklist,.form-grid,.footer-grid{grid-template-columns:1fr}.card{padding:22px}.content-hero{padding:48px 0}.callout{padding:25px}.hero h1{font-size:2.55rem}}